The smart way
to mortgage.

$5,000 saved on average in lender fees compared to the top 5 lenders*

Great rates and fast closings

Trusted by 50,000+ homeowners

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CALCULATE A PAYMENT

Math. It saves you money.

Don't worry we've got the tools to help.

REVIEWS

Musings from our geniuses.

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OUR PROCESS

The easy way to mortgage.

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No hassles. No hurdles. You see what we see 24/7 on any device.

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WHAT MAKES US DIFFERENT

Why Geniuses choose us

It's not just our low rates and charming personalities.

115 years  and still growing strong

Low Rates

115 years  and still growing strong

How? We invest in technology that helps us fund loans fast and keep our expenses low which allows us to pass the savings on to you.

Because Saving Money Matters

115 years  and still growing strong

We can potentially save you up to $5,000 in lender fees compared to the top 5 lenders in the nation. We accomplished this by having an incredible loan team and efficient technology. What could you do with $5,000?

115 years  and still growing strong
115 years  and still growing strong

Smart Options

115 years  and still growing strong

Most people focus just on the payment and the rate. Smart money looks at the entire financial picture and figures out how to best leverage the cash, including the total cost of the loan.

LOAN OPTIONS

How can we help ?

No matter what we've got you covered.

Take Cash Out

Renovate your home

Pay down high interest debt

Lower My Rate

Save for retirement planning

Increase monthly cash flow

Get Pre-Approved​

Make a homebuying offer that counts

Get pre-approved in as little as 15 minutes

KNOWLEDGE BOMB

Save thousands: Spot the
Hidden costs of your mortgage

A lower rate doesn’t always mean a lower cost.

Learn how to:

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FROM OUR BLOG

Get smart.