The smart way
to mortgage.

$5,000 saved on average in lender fees compared to the top 5 lenders*

Great rates and fast closings

Trusted by 50,000+ homeowners

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REVIEWS

Musings from our geniuses.

4.9 Average

662 Reviews

Customer

United States

Sully at Real Genius was great. Very communicative and walked us through everything. We got a great mortgage rate and had an easy process getting everything done.

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Michelle Cooksey

United States

Loan seemed to be impossible to achieve, But Nate & Sully made it happen! Professional and easy to work with. We look forward to using them again as the need arises.

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Juan

United States

Rod Davis and Team made the first time home buying process smooth as butter. Rod was very easy to get in contact with, explaining everything each step of the way. He was extremely responsive. You won’t find a more competitive rate either. I’ll look to do business with Real Genius in the future.

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Alina Gallardo

United States

Mr. Rod Davis was such a patient, knowledgeable and wonderful help. Big decisions & lots of angst with it but literally Mr. Davis was there for all my questions. So much information and numbers but all explaining no matter how many times I asked and he didn’t make me feel less than or ignorant for asking. I felt that way but this I can really say Mr. Davis made this experience as stressful that I felt it was for me as best as it could be & I’m appreciative of it!

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Drew Fiscus

United States

Pat and Nate were amazing and incredibly helpful. They both worked with me to get the best rate I had heard of at a crazy time in the market and were extremely personable and efficient. Our the paralegal at our closing could not stop raving about how great they were to work with from the legal side as well. Can't recommend this team enough.

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Jesse Shaffer

United States

Real genius was able to beat any other lender I had found. Dean, the mortgage officer was very communicative throughout the process. Trey and the closing team kept up the attentiveness for an overall smooth and easy refinance.

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Tyler

United States

Pat at Real Genius is great, we just signed my second deal with him, and there's a reason I kept his number. Keeps me in the loop, but not annoying, and feels like a colleague and consultant, not like he's jamming a product down my throat that only he benefits from.

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Brett

United States

We had a fantastic experience working with this team during our refinance. From start to finish, they were incredibly professional, responsive, and easy to work with. They took the time to clearly explain every step of the process, answered all of our questions with patience, and made what could have been a stressful experience feel smooth and manageable. We really appreciated how transparent and thorough they were...there were no surprises, just consistent communication and genuine care for our situation. It was clear they had our best interest in mind the whole time. Thanks to their help, we were able to refinance with confidence and peace of mind. We’re so grateful for their guidance and would highly recommend them to anyone looking for a trustworthy and knowledgeable mortgage team!

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SWatts

United States

Dylan and the Real Genius team were professional, responsive and processed my loan quickly. And I got the best mortgage rate after shopping virtually every other source. Would definitely recommend.

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Dimitri Marinos

United States

I had Matt gray as my agent and from start to finish he performed accurately and quickly. 5 stars

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OUR PROCESS

The easy way to mortgage.

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WHAT MAKES US DIFFERENT

Why Geniuses choose us

It's not just our low rates and charming personalities.

115 years  and still growing strong

Low Rates

115 years  and still growing strong

How? We invest in technology that helps us fund loans fast and keep our expenses low which allows us to pass the savings on to you.

Because Saving Money Matters

115 years  and still growing strong

We can potentially save you up to $5,000 in lender fees compared to the top 5 lenders in the nation. We accomplished this by having an incredible loan team and efficient technology. What could you do with $5,000?

115 years  and still growing strong
115 years  and still growing strong

Smart Options

115 years  and still growing strong

Most people focus just on the payment and the rate. Smart money looks at the entire financial picture and figures out how to best leverage the cash, including the total cost of the loan.

LOAN OPTIONS

How can we help ?

No matter what we've got you covered.

Take Cash Out

Renovate your home

Pay down high interest debt

Lower My Rate

Save for retirement planning

Increase monthly cash flow

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KNOWLEDGE BOMB

Save thousands: Spot the
Hidden costs of your mortgage

A lower rate doesn’t always mean a lower cost.

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