The smart way
to mortgage.

$5,000 saved on average in lender fees compared to the top 5 lenders*

Great rates and fast closings

Trusted by 50,000+ homeowners

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REVIEWS

Musings from our geniuses.

4.9 Average

690 Reviews

Natalia Caruso

United States

Efficient and great communication

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carla hussey

United States

Best experience EVER! Dylan Arnold is simply awesome. He made the entire process easy.

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Sean Murphy

United States

Steven Duncan made the entire loan process smooth as silk. He was incredibly responsive, detail oriented, thorough, and very clear in next steps throughout the entire loan application process. Very timely follow up on any outstanding items or issues that needed to be taken care of. I can’t say enough good things about Steven. A job very well done!

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Rohan Shroff

United States

Steven D. was a pleasure to work with. He was very professional and available. He was always responsive when I needed assistance. The entire process was great. Cheers!

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AMTM

United States

Steve Duncan from Real Genius was an absolute pleasure to work with. Professional, responsive, and exceptionally knowledgeable, he delivered on every promise—including securing the lowest refinance rate, exactly as guaranteed. From our first conversation through closing, Steve was always available to answer questions and guide us through the process with confidence and ease. His dedication, integrity, and outstanding customer service made what could have been a stressful experience completely seamless. We couldn't be more grateful and highly recommend Steve to anyone seeking an exceptional mortgage professional.

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John

United States

Dylan Arnold and Mary Ledke were both very helpful in walking me through the process of acquiring my loan for the purchase of a home. I shopped for the loan among four different lenders, and the best deal for me was with Realgenius. I wholeheartedly give my recommendation.

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Scott Standridge

United States

Eddie had great communication! Very fast, always on top of it! No surprises from the first quote!!!

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customer

United States

Eddie was very fast and efficient and a great email communicator. We had a very ambitious timeline and were able to close in under 30 days from application to getting the keys. We appreciated his professionalism, patience, and clarity! (Not to mention, great rates!)

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Alex Treyvus

United States

I had an outstanding experience with Real Genius throughout the entire mortgage process for my Bethany Beach home purchase. From start to finish, everything was handled with exceptional professionalism, efficiency, and attention to detail. Dylan was incredibly knowledgeable and responsive. He took the time to explain every option, helped me secure an excellent interest rate, and locked it in quickly. His expertise and guidance made the financing process smooth and stress-free. The Real Genius online portal was also excellent. It made it easy to securely upload all of the required documentation, track the loan’s progress, and communicate efficiently with the loan processing team. Rob did a fantastic job coordinating the underwriting process. He was always quick to communicate, clearly explained what documentation was needed, and helped ensure that everything requested by the underwriter was submitted promptly. Lori was outstanding during the final stages of the transaction. She stayed on top of every detail, coordinated seamlessly with the title company, and made sure all of the closing documents were completed and delivered on time. Her organization and follow-through gave me complete confidence that everything would be ready for closing. Buying a home can be a stressful experience, but the entire Real Genius team made the mortgage process remarkably smooth and efficient. Their communication, professionalism, and commitment to customer service exceeded my expectations. I highly recommend Real Genius to anyone looking for a mortgage lender. It was truly a pleasure working with their team, and I hope to refinance my primary residence with them in the near future.

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William Marczak

United States

Pat Moore was amazing to work with. When I was first just calling around to get an idea of who to go with for a lender, Pat was informative without being pushy. This was actually what helped me decide to go with RealGenius. I can honestly say, that I did not feel stress with the whole home buying process and it was largely because of Pat and the team.

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OUR PROCESS

The easy way to mortgage.

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WHAT MAKES US DIFFERENT

Why Geniuses choose us

It's not just our low rates and charming personalities.

115 years  and still growing strong

Low Rates

115 years  and still growing strong

How? We invest in technology that helps us fund loans fast and keep our expenses low which allows us to pass the savings on to you.

Because Saving Money Matters

115 years  and still growing strong

We can potentially save you up to $5,000 in lender fees compared to the top 5 lenders in the nation. We accomplished this by having an incredible loan team and efficient technology. What could you do with $5,000?

115 years  and still growing strong
115 years  and still growing strong

Smart Options

115 years  and still growing strong

Most people focus just on the payment and the rate. Smart money looks at the entire financial picture and figures out how to best leverage the cash, including the total cost of the loan.

LOAN OPTIONS

How can we help ?

No matter what we've got you covered.

Take Cash Out

Renovate your home

Pay down high interest debt

Lower My Rate

Save for retirement planning

Increase monthly cash flow

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Hidden costs of your mortgage

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