The smart way
to mortgage.

$5,000 saved on average in lender fees compared to the top 5 lenders*

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Musings from our geniuses.

4.7 Average

603 Reviews

Helen H.

United States

Elyse Long helped me during a period of highly volatile interest rate environment. Real Genius was among the top lenders with the best rates and offered what they advertised. Elyse was so responsive in giving me quotes and processed my application so quickly. I really appreciate her help and would use the service again

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chels ashbury

United States

John was wonderful. Not only did he work to give me a great rate, he also matched it after producing my initial loan offer. John was responsive, kind, and, knowledgable. He knows his business and made me feel secure about the process. He was transparent about all facets in order to best prepare me for the next steps after the loan application.

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United States

Joel Bolton was our initial contact at Real Genius and remained in touch throughout the process. Both Joel and James Baxter, the loan processor, were very responsive to questions and concerns. They also were very helpful when we made some changes during the application phase. I would definitely recommend them to others seeking a mortgage loan.

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Zachary Cuthbertson

United States

Real Genius is the best! Fred, James, John and Kimberly all kept us updated the whole way through, answered all questions we had promptly, and held true to what they told us at the beginning of the process. I could not recommend Real Genius more highly!

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United States

Had a great experience working with Joel and the larger team. Everyone took time to answer all of my questions throughout the process. Thanks!

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Imagination Station

United States

The team was very helpful and followed up with me every step of the way.

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Jim Bilderback

United States

GiGi was excellent everything he said would happen did. He went out of his way to help us not so computer savvy folks get through the process

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Sunil Gera

United States

Great experience working with Dean and Trey. Team went above and beyond to have a smooth and efficient and a joyful closing. I will recommend them to all of my family and friends

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United States

From the moment I first made contact with Brian Gillespie at RealGenius I felt as though he really understood what was important to me and my family throughout the process. Both Brian and John Capone stayed in constant conact and really made the whole experience a breeze. I am a traditionalist, and was wary of undertaking this type of endeavor online, but it couldn't have turned out better. My hat's off to Brian, John, and the whole RealGenius team for making the process so simple

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Randy Northcutt

United States

Quick and easy!

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Why Geniuses choose us

It's not just our low rates and charming personalities.

115 years  and still growing strong

Low Rates

115 years  and still growing strong

How? We invest in technology that helps us fund loans fast and keep our expenses low which allows us to pass the savings on to you.

Because Saving Money Matters

115 years  and still growing strong

We can potentially save you up to $5,000 in lender fees compared to the top 5 lenders in the nation. We accomplished this by having an incredible loan team and efficient technology. What could you do with $5,000?

115 years  and still growing strong
115 years  and still growing strong

Smart Options

115 years  and still growing strong

Most people focus just on the payment and the rate. Smart money looks at the entire financial picture and figures out how to best leverage the cash, including the total cost of the loan.


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No matter what we've got you covered.

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