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to refinance.

Increase savings

Extinguish high interest debt

Leverage your equity

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REVIEWS

Musings from our geniuses.

4.9 Average

659 Reviews

Alina Gallardo

United States

Mr. Rod Davis was such a patient, knowledgeable and wonderful help. Big decisions & lots of angst with it but literally Mr. Davis was there for all my questions. So much information and numbers but all explaining no matter how many times I asked and he didn’t make me feel less than or ignorant for asking. I felt that way but this I can really say Mr. Davis made this experience as stressful that I felt it was for me as best as it could be & I’m appreciative of it!

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Drew Fiscus

United States

Pat and Nate were amazing and incredibly helpful. They both worked with me to get the best rate I had heard of at a crazy time in the market and were extremely personable and efficient. Our the paralegal at our closing could not stop raving about how great they were to work with from the legal side as well. Can't recommend this team enough.

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Jesse Shaffer

United States

Real genius was able to beat any other lender I had found. Dean, the mortgage officer was very communicative throughout the process. Trey and the closing team kept up the attentiveness for an overall smooth and easy refinance.

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Tyler

United States

Pat at Real Genius is great, we just signed my second deal with him, and there's a reason I kept his number. Keeps me in the loop, but not annoying, and feels like a colleague and consultant, not like he's jamming a product down my throat that only he benefits from.

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Brett

United States

We had a fantastic experience working with this team during our refinance. From start to finish, they were incredibly professional, responsive, and easy to work with. They took the time to clearly explain every step of the process, answered all of our questions with patience, and made what could have been a stressful experience feel smooth and manageable. We really appreciated how transparent and thorough they were...there were no surprises, just consistent communication and genuine care for our situation. It was clear they had our best interest in mind the whole time. Thanks to their help, we were able to refinance with confidence and peace of mind. We’re so grateful for their guidance and would highly recommend them to anyone looking for a trustworthy and knowledgeable mortgage team!

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SWatts

United States

Dylan and the Real Genius team were professional, responsive and processed my loan quickly. And I got the best mortgage rate after shopping virtually every other source. Would definitely recommend.

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Dimitri Marinos

United States

I had Matt gray as my agent and from start to finish he performed accurately and quickly. 5 stars

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R Sanchez

United States

Dean Christopoul was very patient with me as I wanted to wait until rates hit a particular value. He wasn’t pushy and simply let me know when it occurred several months later. He explained the entire process, all the terms and was very responsive when I had questions. Closing was a breeze and the attorney came to my house to sign the papers. Pleasant and easy process and I asked him to reach back out if rates drop again. 100% recommend!

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Drew Stevens

United States

Matt with RealGenius made this experience actually enjoyable which is not something you normally think of when it comes to refinancing your home. Can’t recommend RealGenius enough. If you are on the fence about a lender, take this review and my personal account and just go with RealGenius you’ll be happy you did.

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Alex B

United States

Eddie is super responsive and professional and gave me his best offer up front instead of playing games an wasting time.

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DEBT CONSOLIDATION

Put your mortgage to work.

High Interest Credit Cards

Credit cards typically have a much higher interest rate than a mortgage. Consolidating this debt with a cash out mortgage may lower your payment substantially.

Student Loans

In some cases makes sense to pay off your student loans using a mortgage. Talk to one of our experts to learn more.

Other Types of Debt Consolidation

Tax liens, title liens, auto loans and solar are other types of debt that may have a higher interest rate and could benefit from being consolidated into a mortgage.

HOME IMPROVEMENT

It's your home. Improve it.

Meaningful Renovations

Certain renovations have a larger impact on your home's value. Invest in your home and your happiness.

Get More for Your Money

Our low-cost loan options leave you with more money to invest in your home.

How Much Can I Take Out?

You may be able to get a loan for up to 80% of your home's value. Veterans typically qualify for more.

RATE & TERM

Other ways to Refinance

Lower Your Rate

Why pay more when you can pay less? A lower interest could save you thousands.

Achieve Debt Freedom

Retiring soon or want a debt free lifestyle? Reducing your loan term can get you there sooner.

Lower Your Payment

Need some extra space in your monthly budget? Changing your loan term could lower your mortgage payment.

*By refinancing an existing loan, your total finance charges may be higher over the life of the loan.

Wanna see more? Check out our rates.

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