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Musings from our geniuses.

4.7 Average

609 Reviews

Joseph Mander

United States

Mortgage made easy. Elyse was awesome to work with. Made the process painless. Kept us well informed. Followed up on each step. She even took my calls on the weekend. Highly recommend calling Elyse Long for your next home purchase.

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Mimi L

United States

I had a very good experience with Real Genius. They offered very competitive rate and the amount that I needed to purchase the home. They are very responsive at all the questions and steps. They kept me informed at all times and worked with my realtor and insurance company to get the closing done on time! The closing process is super easy since a lot of the forms are also signed electronically. Definitely recommend them to others for home loan!

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United States

Once again Dean has done a great job helping us find the best option for our needs, keeping us informed of progress, and helping us make decisions with great advice throughout the process. Great customer service and responsiveness and being available all hours of the day to answer our questions and give updates.

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Natalie Orme

United States

Real Genius made the process of buying our first home as simple and stress free as buying a home can be. They were responsive, answered all of our questions kindly and promptly, and were a relief to work with after feeling taken advantage of by a previous lender. Our mortgage banker was a joy to work with, and we ended up paying significantly less than we originally planned to on the loan process. I will definitely use Real Genius again in the future!

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Heath McAlister

United States

Great team, very knowledgeable, and fast! No reason not to do business with this terrific team.

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Mimi L

United States

Very responsive, willing to work with clients on their loan requirements and needs. Flexible. Competitive rate and very easy loan process. I would definitely recommend them to others!!!

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Helen H.

United States

Elyse Long helped me during a period of highly volatile interest rate environment. Real Genius was among the top lenders with the best rates and offered what they advertised. Elyse was so responsive in giving me quotes and processed my application so quickly. I really appreciate her help and would use the service again

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chels ashbury

United States

John was wonderful. Not only did he work to give me a great rate, he also matched it after producing my initial loan offer. John was responsive, kind, and, knowledgable. He knows his business and made me feel secure about the process. He was transparent about all facets in order to best prepare me for the next steps after the loan application.

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United States

Joel Bolton was our initial contact at Real Genius and remained in touch throughout the process. Both Joel and James Baxter, the loan processor, were very responsive to questions and concerns. They also were very helpful when we made some changes during the application phase. I would definitely recommend them to others seeking a mortgage loan.

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Zachary Cuthbertson

United States

Real Genius is the best! Fred, James, John and Kimberly all kept us updated the whole way through, answered all questions we had promptly, and held true to what they told us at the beginning of the process. I could not recommend Real Genius more highly!

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First-Time Homebuyers

10 things you should know

Avoid common mistakes of First-Time homebuyers.

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Other ways you can buy a home.


Finding the right mortgage partner is critical in buying an investment property. Our experts can help.

Second Home

Buying a second home can be rewarding, investing wisely is where we can help.

AirBnB Rental

Our team can help you get a low rate so that you can maximize the profits on your Airbnb rental.


What type of loan is right for me?


Fixed rate loans are the most common type of loan and are best when you plan on staying home for an extended period. These loans offer stability in the form of a consistent monthly payment with no rate changes.


Adjustable rate loans may be a good fit if you plan to keep the home for only a short amount of time. These loans have fixed rate for a limited amount of time in the beginning and then regularly adjust after that period ends. As a result the payment is typically lower up front but could end up being higher in the long run.


Jumbo loans are helpful if you plan on buying a home in a high cost area. These loans typically have a higher rate than your standard loan but allow you to borrower more money.


If you are worried about your credit score, income or ability to make a down payment a Federal Housing Authority (FHA) loan may be the right fit and help you get a loan.


Veterans Administration (VA) loans are available to qualified veterans and service members that may offer better rates, fees or no down payment options depending on what you’re looking to do.


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