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REVIEWS

Musings from our geniuses.

4.9 Average

644 Reviews

Rajkumar

United States

The refinancing experience was incredible and truly top-notch with team - Dean, Nate & Kimberly. The entire process completed in a month, and was clean, quick, and seamless, without a single hurdle at any given point. A huge thanks to Dean for his quick responses, availability, transparency, and clear explanations throughout. The way he guided and handled everything made the process feel extremely simple, confident, and comfortable. I also want to appreciate Nate and Kimberly for their all their support behind the scenes—everything was well coordinated, timely, and professionally managed from start to finish. Overall, it was a wonderful experience working with this team, and I truly appreciate how smooth and stress-free they made the entire refinance process. Thank you Team!

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Olumide Aluko

United States

Working with Eddie Eusebio was an outstanding experience from start to finish. He called me right away after I submitted my loan application and was incredibly courteous, responsive, and professional throughout the entire process. He worked hard to get me the best deal possible and was always honest and transparent. He took the time to explain every step and patiently answered my many questions without ever making me feel rushed. What impressed me most was that he truly had my best interest at heart. When I had to walk away from a signed contract after the appraisal, he was supportive and encouraged me to make sure I was choosing the right home — he was never pushy. The loan processor and closing team at Real Genius were also fantastic to work with. The whole process felt smooth and well-managed. Eddie is simply awesome, and I highly recommend him and Real Genius to anyone looking for a trustworthy and dedicated loan team!

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bryan pierik

United States

Matt Gray was a pleasure to work with. Very knowledgeable and friendly and had the best rate we could find.

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Isaiah Humphrey

United States

Dean, Nate, and Lori made this happen fast and it was a great experience. Was able to get a great rate, they were always there for a phone call when I had questions. 100% recommended.

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Sofo M

United States

Refi’d our home in NC with real genius recently, the team, especially Dylan, were always available to answer questions and helped facilitate a smooth closing!

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Schyler Zolman

United States

Matt Gray did an amazing job and was true to everything he said! I was blessed to find an honest and supportive mortgage banker! Thank you to him and the entire Real Genius team! Trey Estes was also great to work with and went above and beyond for me. Being a first time buyer I had no clue what I was doing but I can honestly say I am confident and happy with choice I made to have them be apart of it! Thank you guys!

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Sam

United States

It was easy working with Real Genius to refinance an investment property. The mortgage banker I worked with Erik Elsasser was helpful and communicative. Thanks!

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Bryan

United States

Pat was great to work with and communicated during the entire loan process. He was available and able to answer questions and resolve issues throughout the process. Process was smooth and closing was completed by anticipated date. Would definitely recommend using real genius and their team for any refinance or mortgage loan needs.

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Mike Clayton

United States

I was able to choose any lender I wanted but chose Real Genius because the professionalism of Dylan Arnold. He answered all my questions and was available anytime I called or texted. Dylan had good personality and his knowledge and most importantly, his transparency was unmatched. I appreciate Dylan and will use him with any future mortgage loans I obtain. Thanks Dylan for making this an enjoyable and expeditious experience.

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Annie Kalama

United States

Personalized service. Dean was so easy to work with and always available to answer questions. He even checked in on me several times to give updates on the waiting process.

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HOME BUYING

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KNOWLEDGE BOMB

First-Time Homebuyers

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BUYING OPTIONS

Other ways you can buy a home.

Investment

Finding the right mortgage partner is critical in buying an investment property. Our experts can help.

Second Home

Buying a second home can be rewarding, investing wisely is where we can help.

AirBnB Rental

Our team can help you get a low rate so that you can maximize the profits on your Airbnb rental.

LOAN OPTIONS

What type of loan is right for me?

Fixed

Fixed rate loans are the most common type of loan and are best when you plan on staying home for an extended period. These loans offer stability in the form of a consistent monthly payment with no rate changes.

Adjustable

Adjustable rate loans may be a good fit if you plan to keep the home for only a short amount of time. These loans have fixed rate for a limited amount of time in the beginning and then regularly adjust after that period ends. As a result the payment is typically lower up front but could end up being higher in the long run.

Jumbo

Jumbo loans are helpful if you plan on buying a home in a high cost area. These loans typically have a higher rate than your standard loan but allow you to borrower more money.

FHA

If you are worried about your credit score, income or ability to make a down payment a Federal Housing Authority (FHA) loan may be the right fit and help you get a loan.

VA

Veterans Administration (VA) loans are available to qualified veterans and service members that may offer better rates, fees or no down payment options depending on what you’re looking to do.

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