Find the savviest way
to refinance.

Increase savings

Extinguish high interest debt

Leverage your equity

CALCULATE A PAYMENT

Math. It saves you money.

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REVIEWS

Musings from our geniuses.

4.9 Average

675 Reviews

Armando Sanchez-Avila

United States

Service, good communication, always respond my calls and explain every detail of the process

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Adam M

United States

I had a great experience working with Dylan on my home loan. He was approachable, knowledgeable, and collaborative throughout the process. He explained things clearly and patiently, offered competitive terms, worked closely with his internal team, and helped close the loan on a very tight timeline. I also appreciated how he balanced both customer needs and lender requirements professionally.

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Joe Graves

United States

I was nervous about using an online mortgage broker, but I wouldn’t hesitate to use Real Genius again. The entire process was as seamless as it could be. The team was responsive, efficient, and extremely organized. The title company said they had never heard of Real Genius but went out of their way to share how fast and thorough the information flow was. I just can’t say enough about how easy they made the process and, most importantly, every number at closing was almost exactly what they said it would be in the initial quote.

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Kirk Hinze

United States

Had a great experience. Better than any bank I’ve worked with thus far. I worked with Dylan Arnold and he was very helpful and always kept me in the loop.

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Gaith Moqpil

United States

Dean was outstanding to work with throughout the entire lending process. He was professional, knowledgeable, and always quick to respond whenever I had questions. He made everything simple and easy to understand, and his communication was excellent from start to finish. I truly appreciate his hard work and dedication.

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Billy Mullenaux

United States

Great rate and fantastic company to work with.

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Jay Olt

United States

Matt was fantastic and helped me throughout the whole process.

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Tatiana

United States

Worked with Dylan Arnold, great experience. Dylan was very helpful, always immediate response, very professional, happy with the transaction. Thank you, Dylan.

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J&T

United States

Eddie was great. He was proactive and attentive to our needs. He was able to quickly answer questions and worked hard to get us the best loan he could for us. I highly recommend him and his team! (and yes this is a real review)

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JT

United States

Excellent team work completing the mortgage process.

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DEBT CONSOLIDATION

Put your mortgage to work.

High Interest Credit Cards

Credit cards typically have a much higher interest rate than a mortgage. Consolidating this debt with a cash out mortgage may lower your payment substantially.

Student Loans

In some cases makes sense to pay off your student loans using a mortgage. Talk to one of our experts to learn more.

Other Types of Debt Consolidation

Tax liens, title liens, auto loans and solar are other types of debt that may have a higher interest rate and could benefit from being consolidated into a mortgage.

HOME IMPROVEMENT

It's your home. Improve it.

Meaningful Renovations

Certain renovations have a larger impact on your home's value. Invest in your home and your happiness.

Get More for Your Money

Our low-cost loan options leave you with more money to invest in your home.

How Much Can I Take Out?

You may be able to get a loan for up to 80% of your home's value. Veterans typically qualify for more.

RATE & TERM

Other ways to Refinance

Lower Your Rate

Why pay more when you can pay less? A lower interest could save you thousands.

Achieve Debt Freedom

Retiring soon or want a debt free lifestyle? Reducing your loan term can get you there sooner.

Lower Your Payment

Need some extra space in your monthly budget? Changing your loan term could lower your mortgage payment.

*By refinancing an existing loan, your total finance charges may be higher over the life of the loan.

Wanna see more? Check out our rates.

FROM OUR BLOG

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